What is a personal injury?

A personal injury is any injury that could be physical or mental as a result of someone else’s carelessness, inattention, or harmful act.

How to know if I have a personal injury claim?

There must be some evidence to prove that you are injured, and it was a result of someone else’s negligence.

How much is my case worth?

Multiple factors are considered in the calculation of the worth of a certain case including severity, the period of disability/injuries, the value of medical bills, signs of scarring/partial disability, future medical assistance, trauma of the incident, and loss of association. If you are also to be held accountable for the incident, then your case’s worth will be comparatively low concerning liability from your side. Our goal is to merely focus on assisting you financially as much as we can. These are some of the factors that will determine the limits of it.

Why do I need an attorney if I have been injured?

An attorney’s job is to represent your rights and ensure you receive the maximum compensation you deserve by working with the other individual or insurance company. The insurance company has to seek what’s best for them and try to cut a deal which is more favorable to them. Costa Ivone, LLC helps represent you in this regard.

When to hire an attorney?

The sooner you hire an attorney, the smoother your case should proceed. As soon as the attorney starts gathering evidence, testimonies, and witness statements, the chance of a successful procedure increases. Furthermore, there may be a long period of time in cases against a municipality or a city, which means one should act as quickly as possible to file a case and gain his/her due justice. You must act quickly to preserve your rights.

What is Negligence?

Any act or conduct disrespecting regard of the law or well being of another individual or a group without any reason.

What if the other person's insurance company contacts me after an injury and wants a recorded statement?

No one should give such a statement without seriously considering the legal effects. Before agreeing to such a statement, any injury victim should consult with an experienced personal injury attorney.

How much time do I have to claim personal injuries?

It is in your best interest to contact a lawyer as soon as you can for the protection of your rights. However, each state has different conduct of law or “statute of limitations” which binds the time in which you may claim for personal injuries by filing a lawsuit. In Illinois, you may have as many three years to file a claim but if your claim is against a city, thirty (30 days) is the standard period to do so. These numbers may change in the future.

How long will it take to settle my claim?

There is no legitimate promise as to how long will it take to settle a claim because a claim is dependable on various factors. It is advisable for the victim to stabilize before starting the proceedings of negotiations and settlements. The reason for waiting until stabilization is to not miss any consequence or future medical assistance for the injury caused such as rehab, therapy, scarring, etc. Usually it takes 4-6 weeks for an insurance company to begin negotiations, however, it may take longer concerning the case.

How Can I Afford to pay for an Attorney?

Costa Ivone, LLC deducts its fee from the settlement amount or reward. It handles personal injury claims on a contingency fee basis. No attorney fee is demanded until the victim has received a settlement.

Will my Medical Bills be Paid for?

If your injury is a result of a normal accident such as a slip and fall, then medical bills may sometimes only be recoverable once a settlement has been locked. In other circumstances, there may be a medical pay provision in the insurance policy to cover your medical bills. In addition every accident and policy coverage may be different from another.

For example:
An automobile accident will cover $8,000 of your medical bills under Personal Injury Protection (PIP). If you have health insurance, the first $2,000 will be paid by PIP, and the remaining medical bills will be barred by your health insurance company. Furthermore, if your bill is more than $8,000 in medical expenses, it may be charged from your settlement. Frequently, we can get your medical provider to reduce the amount of the remaining medical bills that are not covered by PIP.

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