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Chicago Car Accident Lawyer

When the unexpected happens on the road. Trust our dedicated Chicago car accident lawyers to drive your case toward the justice and compensation you deserve. Sadly, motor vehicle accidents are common and can be life-altering. In 2015 alone, the total cost of car accidents in Illinois was $7.4 billion.

Over 2 million people are injured annually in motor vehicle accidents in the U.S. The Association for Safe International Road Travel (ASIRT) highlights important data on the dangers of road travel. Our car accident attorneys focus on helping victims of negligence receive the compensation they deserve.

Chicago Car Accident Lawyer

From negotiations to courtroom advocacy, our dedicated lawyers are committed to securing the compensation and justice you deserve.

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When the unexpected happens on the road, trust our dedicated car injury attorneys to drive your case toward the justice and compensation you deserve.

Sadly, motor vehicle and car accidents are an extremely common everyday occurrence. Getting in a car accident is an unfortunate and chaotic experience that always is a nightmare to deal with. Even in the fortunate instances where no one ends up injured, the damage done to the vehicles involved is always costly and inconvenient. In 2015 alone, the total cost of car accidents in the State of Illinois was $7.4 billion — a full percent of the state’s GDP for that year.

Chicago Car Accident Lawyers at Costa Ivone

Julio A. Costa

Experience

Julio A. Costa is a co-founder of Costa Ivone, LLC, specializing in personal injury and workers’ compensation cases. He brings a wealth of experience to the firm, having successfully represented numerous clients in workers’ compensation claims.

Successful Case Result

Secured a $1.5 million settlement for a construction worker injured on the job in Joliet.

“Julio’s expertise and dedication were invaluable. He guided me through the entire process and ensured I received the best possible outcome.”

Sarah W., Joliet

Anthony L. Ivone

Experience

Anthony L. Ivone, co-founder of Costa Ivone, LLC, has extensive experience handling workers’ compensation cases. He is known for his aggressive representation and compassionate client care.

Successful Case Result

Achieved a $2.75 million verdict for a severe bicycle accident case.

“Anthony was incredible throughout my case. His dedication and expertise were evident, and I couldn’t have asked for a better outcome. Thank you, Iván!” – Michael R., Joliet

Jordan R. Browen

Experience

Jordan R. Browen has dedicated his entire career to fighting for the rights of injured workers. He has successfully litigated numerous workers’ compensation cases before the Illinois Workers’ Compensation Commission and handled appeals in Illinois Circuit and Appellate Courts.

Successful Case Result

Won a $1.3 million permanent total disability case.

“Jordan’s attention to detail and creative solutions ensured I received not just a check at the end of my claim, but peace of mind for my future.”

Anonymous Client

Stefani Perez

Experience

Stefani Perez focuses her practice on representing injured individuals, including those with personal injury and workers’ compensation claims. She provides diligent and focused representation to her clients.

Successful Case Result

Secured a significant settlement for a workplace accident in North Chicago.

“Stefani’s attention to detail and compassionate approach made a huge difference in my case. I felt supported and confident throughout the process.” – Carlos M., North Chicago

The statistics regarding car accident deaths and injuries are staggering. Over 2 million people are injured every year in a motor vehicle accident in the United States alone, and that does not include the many, many accidents that are classified as mere fender benders. The Association for Safe International Road Travel (ASIRT) provides a lot of helpful information and statistics regarding the dangers of road travel.

The Chicago car accident lawyers at Costa Ivone, LLC focus their practice on personal injury for those who have been a victim of some else’s carelessness and negligence. No matter how careful you may be on the road, accidents do happen. If you were injured by a negligent driver, you should make sure you get the proper compensation.

Why You Should Hire a Lawyer After a Truck or Auto Collision

Vehicle accident attorneys should be contacted as soon as possible after an accident. In many cases, it may be difficult to establish legal negligence and to get the compensation you deserve. In the United States, most of the claims dealing with personal injury are the result of a motor vehicle accident. These cases should be handled with the experienced legal representation you deserve.

Car accident lawyers in Chicago can handle a variety of accident issues including personal injury, property destruction, and determining liability. Hiring a committed and experienced attorney will be greatly beneficial for you in the long run.

Repercussions of a Car Wreck

After a vehicle accident, you may feel fine at first and decide against contacting an attorney. However, it is important to remember that it is not uncommon for an injury to surface weeks (or months) after the accident occurs. In these cases, a car accident lawyer will help you achieve the settlement necessary to secure your long-term recovery.

Dealing with the repercussions of a car accident is a time consuming and costly venture. Between dealing with insurance, possible medical issues, and any car repairs, it is likely that you will miss some valuable employment time and opportunities.

Vehicle accident attorneys will help you get the compensation you need to cover any of the losses caused by the accident, including:

  • Medical expenses
  • Car repairs
  • Lost wages
  • Property Damage

To ensure that you get the proper compensation after a car accident, you should make sure to document the accident as soon as possible. The first priority is to deal with any personal safety and health concerns, but taking note of the scene of the accident is very important. While the aftermath of an accident is understandably overwhelming, this evidence will be very beneficial for a case.

After seeking medical attention, keep all your treatment records and bills as well. The same goes for any bills related to necessary car repairs after the accident. Keeping track of the financial damage caused by the accident is the best evidence to ensure you get all the compensation you need to get back on track.

There are many losses associated with car accidents. Scratched paint and a broken leg is just the tip of the financial iceberg in most collisions. Let’s take a look at some of the various losses that could result from a car accident.

Medical Expenses

As of 2013, the average liability claim for bodily injury resulting from a car accident was $15,443. Liability claims for property damage averaged in at $3,231. This data provides definitive proof that — even on a macro scale — personal injuries sustained in a car accident outweigh the cost of the damage to your vehicle by a factor of five. This is all based on data gathered by ISO, an analytics company.

The National Highway Traffic Safety Administration — or NHTSA — provides more statistics that further our understanding of medical expenses with regards to car accidents. Even the most minor of accidents still costed an average of $2,713 in medical bills alone. The median medical bill sharply rises with more severe accidents averaging out at a whopping $439,191.

But it doesn’t stop there! If you were to sever your spine in the crash then you’d be looking at a mean — in both senses of the word — medical bill of $992,867. With even the smallest car accident medical bills costing nearly as much as a full year’s salary for minimum wage workers — and the worst cases reaching nearly a million dollars — it’s important that you get due compensation.

Sure, your insurance will likely cover most if not all of the medical bills, but that still doesn’t rectify the amount of pain and suffering that you endured as a result of the car accident. A good rule of thumb is that the compensation should cover the total medical bill three times over — even if your insurance carrier took care of it for you. For instance, if the medical bill was $15,000, you should get compensation totaling $45,000. A local auto collision attorney can help you determine how much you should ask for in damages.

Lost Wages

To visualize the impact of lost wages on victims of car accidents, let’s stick to the same system we used when covering medical bills. For minor accidents, the average wage loss was $2,661 per person while severe collisions lead to a massive $439,191 — and spinal cord injuries could end someone’s career for good!

We spend most of our lives working so that we can experience the world in a comfortable fashion, help those around us, and set the stage for a better future that the generations to come can enjoy. To be robbed of the fruits of our labor after decades of hard work would be a massive injustice.

Furthermore, car accidents in Chicago that result in injury don’t just impact you personally, but also society as a whole. The time spent healing from your wounds is weeks, months, or even years that you’ll be unable to contribute your skills to the rest of humankind. Whether you’re a doctor, volunteer, cop, or politician, car accidents take you away from those who need you most — and that’s one thing that needs to be set right.

Lawyers do what they do not to turn a profit, but to ensure that the scales of justice remain balanced — and factoring in lost wages to every settlement is a big part of maintaining that equilibrium.

Property Damage

Even in accidents where no one is injured, the financial impact is still significant. In fact, in 2010 alone the total property damage cost to the country was at $71.5 billion. It’s worth noting that property damage goes beyond bent fenders. Your smartphone and/or laptop may also be a casualty of the collision.

Road traffic injuries are the leading cause of death for people aged 5-29, but even those who escape unharmed still have a lot of costs to cover — that’s why you need a good car accident lawyer by your side.

Safety Tips

The best cure is always avoidance. Here are some safety tips that can help you avoid car accidents — or at least minimize injury in the event of a collision. If these tips fail you, a Chicago vehicle accident lawyer will be at the ready to assist you with your case and ensure that you get a fair settlement.

Buckle Up

Seatbelts are there for a reason. Wearing your seatbelt isn’t just some bit in a comedy movie or a gesture that makes you seem needlessly cautious — because caution is never needless. Failing to wear your seatbelt could result in you being ejected through the windshield and out of your car.

While there’s no such thing as a safe car crash, you’ll certainly have a better likelihood of surviving if you manage to remain within the confines of your vehicle. The rule of seatbelts also applies to children as they are even more susceptible to injury during collisions. Keep all children below the age of 12 in your back seat and ensure that any kiddie seats are properly secured.

Don’t Drink and Drive

We’ve been saying it for decades and yet somehow people still manage to drive on the highway while wasted. Even if your blood alcohol is below the legal limit, that doesn’t mean that you’re fit to drive safely.

To say anything legal is right would imply that punching someone in the face without cause is justifiable provided that it wasn’t hard enough for them to press charges. Driving while under the influence of alcohol — or narcotics, for that matter — puts you at risk as well as fellow drivers and anyone who may be riding in your vehicle. Lastly, it’s very difficult to get a good settlement if you were inebriated at the time of a collision as the judge may place the blame on you.

Maintain Focus

Multi-tasking while driving is pretty much one of the worst ideas you can ever have. Even if you’re completely sober, you’re still very likely to get into a car accident if you’re texting, eating, or doing any other activity while driving. Putting your phone in silent mode whenever driving is a great precaution to ensure that you don’t get distracted while on the road.

Slow and Steady Wins the Race

Driving slower is one of the best ways to reduce the likelihood of you getting into a car accident. When you drive slower, you’re giving yourself more time to react to any threats and avoid a collision. Even in the event that you do crash into something, your injuries will be less severe as lower speed means less force exerted on your body upon impact.

Be a Little Paranoid

When it comes to safe driving, a pinch of paranoia can go a long way. Always be aware of what the drivers around you are doing. Assume that they’re about to do something insane so that you can be prepared enough to react when it inevitably happens. Keep your distance from the car ahead of you so that you have enough time to react in the event that they recklessly slam on the breaks. You’ll want to double that distance if you’re driving in bad weather — such as rain or snow — that might reduce traction.

Take a Few Stops

If you have a long drive to work, rather than being distracted along the way, don’t be afraid to take a few stops. If you need to grab a snack, take a call, or go to the bathroom then drive up to the nearest gas station.

Ignoring nature’s call will likely end with you driving faster so you can reach the bathroom at your office sooner — increasing the odds of getting into a collision. Taking a stop for a few minutes beats the months that you’d waste recovering in the hospital if you end up in a car accident.

Setup

Rather than changing the radio station, adjusting your seats, and turning up the A/C while driving, prepare all these settings before you leave the driveway. This will ensure that you’re still driving under ideal conditions without having to distract yourself with these settings while on the road.

Straps

While wearing seatbelts is a great start, you’ll want to secure all non-human passengers as well. Ensure that any cargo in your vehicle won’t fall over while you’re driving. In the event that something does fall to the floor, do not under any circumstances attempt to pick it up. Taking your eyes off the road for even a split second is all it takes to get injured — or worse.

Don’t Drive When Drowsy

If you’re tired or just took any medication that may cause drowsiness, ask one of your friends to drive you home. Driving when drowsy can be just as dangerous as driving when drunk due to the fact that your alertness and reaction time is significantly reduced.

Brief Passengers

Sometimes, you could do everything right and still get into a car accident if other people riding in your car aren’t practicing proper road safety. Ensure that all children are buckled in as them moving around the car could distract you. If your significant other gets a bit handsy while you’re on the highway, remind them that there are proper times and places for intimacy — and driving is certainly not one of them.

Practice Common Sense

Sometimes the best way to stay safe is to just practice common sense. Don’t make erratic or dangerous maneuvers such as trying to cut in front of another driver. You should also avoid changing lanes too fast and don’t forget to always use your turn signals — because motorists aren’t psychics.

What to Do After a Car Accident

Following an accident, the first thing you should do is evaluate your status to ensure that you aren’t bleeding — or otherwise seriously injured — and then check on the status of other passengers, drivers, and pedestrians. After ensuring that no one has been injured as a result of the collision, here are the next steps that you should take.

Stay at the Scene

The last thing you want to do is flee the scene. Not only will this lead to further fines and violations, it will also make it hard to secure a fair settlement as it will make you look guilty to a judge.

Call 911

You’ll want to get the local police on the scene immediately. Be sure to also request an ambulance if you or anyone else was injured in the crash. State your name during the call so that you can later prove that it was, in fact, you who contacted the first responders. After the cops arrive, wait at the scene until they finish their accident report.

Stay in the Car

If your car is not leaking fuel or otherwise displaying red flags of danger then your best bet is to stay in the car while you wait for the cops and/or ambulance. Standing on the side of the road with heavy traffic could put you at risk of getting into another accident.

Remain Calm

The last thing you want to do following a collision is panic. After a car crash, your adrenaline levels will rise which will leave you prone to aggravation. Rather than getting into an argument with the other driver, try to de-escalate the situation by expressing concern for their wellbeing and exchanging insurance information.

It would also be wise to get the names and contact information of any witnesses in case you need their assistance down the line. This goes without saying, but your chances of getting a fair settlement are slim to none if you punch the other driver following the crash — so keep your hands to yourself, even if the collision was clearly their fault.

Contact Your Insurance Provider

The next thing you want to do is contact your insurance provider so that you can report the claim. The agent you talk to will let you know what type of paperwork you need to provide with regards to the accident and walk you through the remaining steps of the claim process.

Call a Lawyer

Once you’ve completed all the previous steps, you’ll want to talk to a competent Chicago car accident lawyer as soon as possible. The longer you wait, the harder it’ll be to get a fair settlement for the losses you’ve sustained as a result of the car accident.

Evidence Required

When trying to get a settlement for your losses, it’s important that you have all the evidence in order. Proof is power, and the more you have, the better your odds of getting fair compensation.

Medical Records

One of the first things that you’ll want to secure is your medical records. These are the best way to portray the injuries — as well as treatments — that you received as a result of the car accident. It’s one thing to break your leg in a collision, but having medical records that describe the nature of the fracture in great detail takes things to a whole new level.

Rest assured you won’t have to take even more time out of your life by hunting these documents down yourself as you can sign an authorization form and have your lawyer obtain the medical records on your behalf.

Bills

Any judge will want to grant a settlement that is appropriate in size to the costs you incurred as a result of the car accident. This is, of course, very difficult if the judge has no way of examining the costs themselves.

This is why it’s important that you keep all your medical bills and repair receipts handy as they will help others visualize the financial strain that the car accident placed on you. A local lawyer can help you with maintaining your files.

Photographs

Nothing is more effective at putting someone else in your shoes than sharing a compelling photograph. Whether they’re photos of your injuries, the property damage, or just general shots from the scene of the crash, these pictures will capture the day as it was. This is also crucial as injuries may heal significantly before your first trial — so being able to present the injuries in their most severe state is crucial.

Accident Reports

Accident repots will provide the most accurate and detailed retelling of what happened during and following the car accident. They can also help you prove that the blame doesn’t fall on you. The police officer writing the report may note that the other driver has previous infractions for reckless driving — suggesting that the crash was indeed their fault as opposed to yours. A lawyer in Chicago has the resources available to acquire the accident report.

Witness Testimony

As we mentioned earlier, it’s always a good idea to keep in contact with witnesses so that you can enlist their help at a later date when trying to secure due compensation for the losses that you’ve incurred.

Due to the adrenaline rush and possible injuries, you won’t be able to remember the full incident with perfect accuracy. Having the perspective of other witnesses is a great way to fill in any missing pieces and provide a smooth, infallible narrative that will help you get a fair settlement. It will also help you identify any testimony that may contradict your claims so that you can plan accordingly.

Expert Witness Testimony

There are certain claims that may require the skills of experts. These experts may cover topics like which driver — if any — is at fault and the extent of the injuries you incurred as a result of the car accident. They may be doctors, engineers, or even law enforcement officials.

Tax Returns

As you’ll most likely be seeking compensation for your lost wages, it’s important that you’re able to present proof as to what that would actually amount to. Having your tax returns on the ready is the best way to demonstrate just how much you’ve lost due to the time spent recovering rather than working. Your lawyer will help you calculate the total after reviewing the tax returns and any other financial documentation that you’ve provided.

Frequently Asked Questions

Being part of a car accident can be a scary and traumatic experience. The claims process can add to that stress. One of the scariest things about the whole event is all the uncertainties associated with it. We hope to set your mind at ease by answering some of the most common questions in this FAQ section.

Will my case go to trial and get a verdict?

The answer to this question can vary from case to case, but most are settled before the final verdict comes around.

Do I really need an attorney for my car accident?

You always have the option to go it alone, but doing so will put you in the position of a lone mouse in a home filled with cats. Automakers, insurance companies, and anyone else you may be up against will have a team of lawyers at the ready to screw you over. Do you need an attorney? Perhaps not, but you really should get one.

How much will a Chicago car accident attorney cost?

Car accident cases are taken on a contingency fee basis meaning you won’t pay any fees upfront. Legal fees will only be collected if and when you receive compensation.

Should I accept a settlement?

Never sign any papers or accept any settlement offers without first speaking to one of our lawyers. Insurance companies have an army of lawyers serving their needs, it’s only fair that you have the same level of backup.

How much time do I have?

Under Illinois laws, you have two years to file a case for personal injuries and five years to file a case for property damage.

Am I obliged to speak if contacted by the other driver’s insurance company?

You don’t have to say a single word to their insurance company and its representatives. The best way to handle such calls is by referring them to your local attorney.

What if my brakes failed and caused the accident?

It’s not uncommon for defective parts to cause car accidents. Just remember that you shouldn’t jump to conclusions with regards to whose fault it is. Let the experts do their jobs and determine what the true cause of the collision was.

What if I caused the collision?

Never assume that a car accident is your fault. If the other driver incurred more severe injuries then you may feel guilty and think that you’re the one at fault. In some incidents, the blame lies with both of the drivers while in other cases neither one of the drivers are at fault. Walk our lawyers through the series of events leading to the crash and we’ll give you an objective summary of where you stand.

Should I see a doctor even if I feel fine?

You should never take chances when it comes to your health. Even if scratches and bruises may not be present, you could have internal injuries that materialize at a slower pace. You wouldn’t want to wake up in the middle of the night coughing up blood due to internal bleeding. Furthermore, going to see a doctor is an essential part of the process as it will provide documentation showing the extent of your injuries.

Our  personal injury attorneys in Chicago have a lot of valuable experience in assessing all types of claims and personal injury cases. One of the most common causes of general negligence claims is motor vehicle accidents. Don’t wait for your medical issues to worsen before finding legal assistance — the sooner you find professional car accident lawyers in Chicago to support your case, the better.

A professional personal injury attorney is fully committed to your case and is dedicated to ensuring your long-term health. They will make sure you understand all your options for your individual situation, and help with the frustrating insurance company negotiations. You will feel much better about the standing of your case after preparation with an attorney to assist you in making crucial decisions.

Hiring a car accident attorney in Chicago after being injured by a careless driver will help you get the best possible outcome for your case. The personal injury lawyers at Costa Ivone, LLC have significant experience in every type of personal injury claim and are always prepared to fight for the compensation you deserve. After being involved in a car accident, a great first step towards getting through the tough decisions ahead is to contact an attorney for a free claim evaluation.

Why You Should Hire a Lawyer After a Truck or Auto Collision

Vehicle accident attorneys should be contacted as soon as possible after any vehicle accident, including truck or auto collisions. It can be challenging to establish legal negligence and secure the compensation you deserve. In the United States, most personal injury claims result from motor vehicle accidents. Handling such cases with experienced legal representation ensures the best management of issues related to personal injury, property destruction, and determining liability. Hiring a committed and experienced attorney will be greatly beneficial in the long run.

The Full Impact of a Car Wreck

A car accident can cause severe disruptions to your life, from physical injuries to emotional trauma and financial losses. Here’s a breakdown of the full impact:

Lost Wages

Time away from work due to recovery adds to the financial strain. Minor accidents result in an average wage loss of $2,661, while severe injuries could cost hundreds of thousands. Our attorneys fight for wage loss compensation, including future lost wages.

The financial burden goes beyond vehicle repairs, covering personal belongings damaged in the crash. We help ensure you’re compensated for all losses, including property destruction.

Victims often experience post-traumatic stress, anxiety, and depression. Our goal is to ensure you receive compensation for these emotional damages.

For severe injuries causing permanent disability, you may need long-term financial support. We ensure your compensation addresses both immediate and future needs.

Common Injuries Resulting from Car Accidents

Whiplash

One of the most common injuries, whiplash occurs when the neck is abruptly forced forward and backward due to impact.

Severe impacts can result in brain trauma, leading to cognitive, emotional, or physical impairments.

Fractures of the arms, legs, ribs, and pelvis are common, especially in high-speed collisions.

Damage to the spine can result in partial or complete paralysis.

The force of the collision may damage internal organs, such as the lungs, liver, and kidneys, often requiring immediate medical attention.

The force of the collision may damage internal organs, such as the lungs, liver, and kidneys, often requiring immediate medical attention.

Common Types of Car Accidents and Injuries in Illinois

Car accidents occur for a variety of reasons, many of which involve negligence, driver error, or hazardous conditions. These are some of the most frequent causes of car accidents in Illinois:

Distracted Driving

Activities like texting, adjusting in-car controls, or eating while driving lead to loss of focus.

Alcohol or drugs impair cognitive function, resulting in slower reaction times and poor judgment.

Driving above speed limits reduces control over the vehicle and the ability to react to sudden changes.

Long hours behind the wheel without adequate rest lead to slower reaction times and impaired judgment.

This includes aggressive behaviors like tailgating or weaving through traffic, increasing the risk of accidents.

Poorly maintained roads, sharp curves, or roads without proper signage contribute to accidents.

Ignoring traffic signals leads to severe collisions, especially at busy intersections.

Rain, snow, fog, and ice reduce visibility and road traction, making driving dangerous.

Younger, less experienced drivers often struggle to make split-second decisions, leading to crashes.

Driver Negligence and Common Causes of Car Accidents

Traffic congestion on major expressways in Chicago, like the Kennedy Expressway and Stevenson Expressway, significantly contributes to the frequency of car accidents. These areas, along with notoriously hazardous intersections such as Stony Island Avenue at South Chicago Avenue, see a high volume of traffic accidents, some leading to serious injuries and fatalities. The Illinois Department of Transportation (IDOT) reports that car crashes are a leading cause of catastrophic injuries and fatalities in the state, with a significant number of fatalities occurring annually.

Understanding the causes of car accidents is crucial for legal accountability and prevention. Common reasons include negligent driving behaviors which are often preventable. Identifying these causes is essential for victims seeking compensation, as it helps establish the liability of the at-fault party:

Driver Fatigue

Drowsy driving is one of the leading causes of accidents. Lack of sleep can impair reaction times similarly to driving under the influence.

Driving above the speed limit reduces reaction time, making it harder to avoid accidents.

Alcohol or drug impairment leads to impaired judgment, slower reaction times, and higher accident risks.

Weather conditions, poor road maintenance, and construction zones are also significant causes of accidents.

How Does a Car Accident Case Work?

Navigating the legal process after a car accident can be overwhelming, but understanding the key steps is essential for seeking justice:

Step #1: Consultation

Seek legal advice immediately to discuss your rights and options.

Your attorney will gather evidence such as police reports, photos, medical records, and witness statements to build a strong case.

The attorney will file a claim with the at-fault driver’s insurance company, negotiating a settlement to cover your losses.

If negotiations fail, your lawyer may take the case to court to secure compensation through a verdict.

Victims may receive compensation for medical expenses, lost wages, pain and suffering, and property damage.

Protect Your Rights with a Chicago Car Accident Lawyer

Don’t wait to protect your rights after a car accident. Contact Costa Ivone, LLC for a free consultation. Our experienced Chicago car accident attorneys will fight for the compensation you deserve, covering medical expenses, lost wages, and more.

FAQ Section for Car Accident Cases

How long after a car accident can you sue in Illinois?

In Illinois, you typically have two years from the date of the car accident to file a personal injury lawsuit. This is known as the statute of limitations. If you miss this deadline, you may lose your chance to pursue compensation. Consulting a Chicago car accident lawyer early ensures your case is handled properly, and with Costa Ivone, you’ll receive a free consultation and only pay when your case is won.

No, Illinois is not a no-fault state. It operates under a fault-based system, meaning the driver who is found liable for the accident is responsible for paying the damages, either through their insurance or out of pocket.

In Illinois, the statute of limitations for filing a personal injury lawsuit after a car accident is typically two years from the date of the accident. However, if the claim is for property damage, you have five years to file.

Fault is determined based on negligence. Insurance companies, or a court, will review evidence such as police reports, witness statements, and accident scene photos to determine who was at fault. Illinois follows a comparative negligence rule, where fault can be shared between parties.

If the at-fault driver does not have insurance, victims can still file a claim through their uninsured motorist coverage or pursue a lawsuit directly against the at-fault driver for compensation. Illinois law requires drivers to carry uninsured motorist coverage as part of their policies.

Hiring a car accident attorney ensures that your rights are protected and that you receive fair compensation for your injuries and damages. An attorney can negotiate with insurance companies, gather evidence, and handle legal paperwork, especially if your case involves long-term medical treatment or severe injuries.

In Illinois, an insurance company must respond to a claim within 15 working days and complete their investigation within 45 days. If a claim is approved, the insurer has 30 days to issue payment.

There is no specific cap on the amount you can sue for in a car accident case. The amount typically depends on the extent of the medical expenses, lost wages, property damage, and pain and suffering. Severe injuries, such as traumatic brain injury, can lead to significant settlements or jury verdicts.

Even for a minor car accident, hiring a lawyer is often advisable. A car accident attorney can help assess the full extent of your damages, including any latent injuries that may not appear until later, and ensure you are compensated fairly.

Failing to report an accident in Illinois that involves injury, death, or property damage exceeding $1,500 can result in fines and a suspended license. It is critical to file a report with the police and your insurance company promptly.

Partner with us, your trusted Car Accident Lawyer

If you have been injured and believe that someone else was to blame, do not try to reach a settlement on your own. You need an advocate who could stand up to defense lawyers and insurance companies, and not be intimidated into accepting an inadequate settlement.

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