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You can recover compensation as long as you are less than 50 percent at fault. Your payment is reduced by your percentage of fault. For example, 20 percent fault means you get 80 percent of the damages. We fight to keep your fault low.
You can still seek compensation through your own uninsured motorist coverage. Illinois law requires this protection on every auto policy. Costa Ivone will check your policy and file a claim so you are not left paying the bills.
Yes. Jefferson Street and Chicago Street downtown, plus Route 6 and Larkin Avenue, see many crashes. Heavy traffic and poor signal timing play a role. If you were hurt at a known problem spot, we can use that to strengthen your claim.
Get to a safe spot. Call 911. Take photos of the cars, the road, and your injuries. Exchange information with the other driver, but do not admit fault. Get witness names. Call Costa Ivone right away. Evidence on I‑55 can disappear fast.
Some cases settle in months. Others take a year or more if the trucking company fights back or injuries are severe. We will give you a clear timeline and never rush into a low settlement.
That is fine. Owner‑operators still carry commercial insurance. We will also look at the broker who hired them and the company that loaded the cargo to find more coverage.
